Offmap
Private borrowing on Morpho, live on Base

Borrow without becoming a target.

Deposit cbBTC or ETH from any chain and borrow USDC from Morpho's lenders. Your loan, your collateral and your liquidation price never appear on the public map.

Start borrowingSee what hunters see

A new loan lands on the public map. Its liquidation price glows for anyone to read.

privateexposed
Reading every public loan on Morpho, Base…
01The problem

Public loans are targets.

Live from Morpho on Base
$…

Counting every public loan on Morpho's cbBTC and WETH markets on Base…

02How it works

Four steps off the map.

From your wallet to USDC in your hand, with nothing public tied to you on the way.
  1. 1free, no gas

    Connect your wallet and sign in

    Any browser wallet on an EVM chain. You sign one short message so the agent knows the loan is yours. It costs nothing and moves nothing.

    Signature request0 gas
    offmap:auth:<nonce>:<deadline>
    CancelSign

    The exact message your wallet shows. Nothing else is asked.

  2. 2through NEAR Intents

    Deposit cbBTC or ETH from any chain

    Send from the chain you already hold it on: Bitcoin, Ethereum, Solana, Arbitrum, Base, NEAR and more. It is converted on the way and lands in a private balance, not in a public wallet tied to you.

    • Bitcoin
    • Ethereum
    • Solana
    • Arbitrum
    • Base
    • NEAR
    Private balance
    held as cbBTC or WETH
  3. 3from Morpho's lenders

    USDC arrives after a short private delay

    Your collateral joins one pooled Morpho position with everyone else's. The next batch borrows your USDC and pays it to your wallet in round sized pieces after a random wait, so nobody can match it to your deposit.

    1. Deposit received
    2. Supplied to the pooled position
    3. USDC borrowed in the next batch
    4. Random wait
    5. USDC in your wallet
  4. 4no permission needed

    Manage your loan, or eject any time

    Repay, borrow more or withdraw from your loan page. If you ever want out on your own terms, eject moves your share into a Morpho position at your own wallet through the NEAR contract. It works even if Offmap is down.

    Repay
    from any chain
    →
    Borrow more or withdraw
    within 60% of your collateral
    →
    Eject
    to a Morpho position at your own wallet
    →
03Before and after

Same loan. Two views.

Read live from Base and from your own session. Flip between them.

Reading Morpho on Base…

04Why you can trust it

Promises you can check.

  1. 01

    No public record names your loan.

    Morpho, the Base explorers and the NEAR contract hold only pooled totals and a salted fingerprint of every loan. Nobody can open it by guessing amounts.

    Verify
  2. 02

    The agent runs in sealed hardware.

    The ledger lives inside an Intel TDX machine. The NEAR contract only works with an agent whose hardware report matches the approved code, and anyone can fetch that report.

    Verify
  3. 03

    Every batch is published and checked.

    After each batch the agent writes the pooled totals and the reserve to NEAR. You can hold them up against the real Morpho position on Base at any time.

    Verify
  4. 04

    You can leave without asking anyone.

    Your latest note is all you need. The NEAR contract moves your share into a Morpho position at your own wallet, even if the agent is offline.

    Verify
  5. 05

    We measure how linkable we are.

    We run the same tricks a snoop would on our own deposits and payouts, and publish the result as it is.

    Verify
05Built on NEAR

Three NEAR pieces do the heavy lifting.

  1. 01
    NEAR Intents

    Any chain in, any chain out.

    Deposits from Bitcoin, Ethereum, Solana and other chains are converted through NEAR Intents into a private balance. Your USDC leaves the same way, to the chain you pick.

    See it live
  2. 02
    Chain signatures

    A NEAR account holds the Morpho position.

    No private key exists for the pooled position on Base. NEAR's signer network signs each Morpho call, and only when the contract allows it.

    See it live
  3. 03
    offmapfi.near

    A contract that checks the hardware.

    The contract signs only for an agent whose Intel TDX attestation matches approved code. It also signs your eject, with or without the agent.

    See it live
06Questions

Asked along the way.

Who lends me the money?+

Morpho Blue's existing lenders on Base. Offmap borrows from the same markets everyone uses, through one pooled position per market. It does not run a pool of its own.

Who can see my loan?+

Only you. The agent keeps the ledger inside sealed hardware and shows your loan only to a session opened with your own wallet signature. Morpho, explorers and APIs see the pooled total.

When does my loan get liquidated?+

If your loan reaches 70% of your collateral's value, Offmap privately sells just enough collateral to bring it back to 60%. Your loan page shows the exact price. Nobody else can see it.

What does it cost?+

Morpho's live borrow rate plus 1% a year. The 1% funds a reserve that absorbs losses first. You see the full rate before you borrow.

What if Offmap disappears?+

Eject. Paste your latest note, sign two Morpho authorizations with your wallet, and the NEAR contract moves your share into a Morpho position you own. No agent needed.

How private is it today?+

Privacy grows with every user. While a pooled position holds only a few loans, its total says a lot about each one. The proof page publishes our own leak study with the real numbers.

What if a private liquidation cannot cover a loan?+

The gap comes from that borrower first, then the reserve, then shared across that one pooled position only. Other positions are never touched.

Is it audited?+

No. This is a hackathon build running on mainnet with caps on every loan. Borrow only what you are willing to test with.

07Go cold

Take your loan off the map.

Connect a wallet, sign once, deposit. The rest happens where nobody can watch.

Start borrowingCheck the proof